$500k house in every state

It also sports hardwood floors, a kitchen with Corian counters and cherry cabinets and a fireplace in the family room. The housing market has performed well in recent quarters, with the average rate on 30-year loans rising to 3.36% from 3.29%, making it the lowest level in 50 years. Homeowners can look forward to spacious bedrooms, a double-sided gas fireplace, an outdoor pool, and a price point well below $500K. Tax, investment and all other decisions should be made, as appropriate, only with guidance from a qualified professional. Eager to bask in the Valley of the Sun? Do you want to republish our data visualizations and/or articles? Location: The west side of Idaho Falls. For $500,000, you could get this turn-of-the-century house in Philadelphia. The affluent Chantilly neighborhood is secluded away from the rest of the city consisting of single-family homes and a small park but is still close to the shopping districts and nightlife that surrounding neighborhoods have to offer. Featuring modern upgrades and clean finishes throughout, the bright and open floor plan is perfect for entertaining. With a spacious patio, open floor plan, and a home office, homeowners will never want to leave this Colorado abode! If you choose to settle down in Sioux Falls, this 2,076-square-foot twin home in the Diamond Valley community delivers on character and comfort. That sounds like a big number, but when you consider that the 2018 median size of a new home in America is 2,386 square feet (which is 1,000 square feet larger than 50 years ago), its no surprise that mortgage debt has hit a record-high $14 trillion. On the Northwest side of town, $500,000 (well, actually $490,000) can get you a five-bedroom, 3.5-bath property complete with a wrap-around porch, original hardwood floors (from 1925!) And the Battle of Germantown was fought on its land during the Revolutionary War. If you head south of the city to West Athens, then this quaint five-bedroom is within reach. 5. This elegant cul-de-sac property in Chesopeian Colony is around 10 minutes away from the beach. Find out what $500K buys you in the biggest cities across the nation. The two-bed, two-bath property sits by the Milwaukee River in the Historic Third Ward neighborhood and is just down the block from the Milwaukee Institute of Art & Design. Check out the first-time homebuyer programs available in Arizona. The World War II era bungalow has three bedrooms, two bathrooms, a gated backyard and a basement. New Mexicos first-time buyers are competing with out-of-staters for homes in affordable Albuquerque, causing a shortage and driving up prices. Theres also a shared pool and barbecue area. This 2,994-square-foot home backs onto the woods and includes four bedrooms, three and a half baths and a two-car garage. If youre looking for a home with luxurious touches and a welcoming atmosphere, look no further. Warren Buffett isnt the only one thriving in Omaha, which has a relatively low cost of living and unemployment rate. Grocers, restaurants and coffee shops are around two miles away, but Deer Creek Park and Deer Creek Elementary School are within walking distance. This colonial home in the South End would be a perfect summer getaway. True California-living in Indio, CA 2 Beds, 2 Baths, 1,342 Sq. She also has hosted videos on DIY home tips and solutions and launched multiple home improvement review boards staffed with licensed pros. What else can you buy around the country with $500K? It boasts a finished basement, covered patio and hardwood flooring throughout. This beautiful 3,047-square-foot Queens Harbour home has an open layout, with four bedrooms, three baths and a three-car garage. All rights reserved. This cute little cottage in Maplewood is only half an hour from New York City. Arkansas: 4,950 Sq. Ft. ($259/Sq. With home values so costly in some parts of the country, you just may be able to find a four- or five-bedroom home for a cool $500K. The 1,642-square-foot home is bigger than it appears: It fits four bedrooms and two and a half baths and includes a basement. This exquisite English Tudor home is nestled within The Woods at Josephinum neighborhood in Worthington, a northern suburb of Columbus. While we work hard to provide accurate and up to date information that we think you will find relevant, Forbes Home does not and cannot guarantee that any information provided is complete and makes no representations or warranties in connection thereto, nor to the accuracy or applicability thereof. If youve ever wanted to be a lighthouse keeper, youre in luck. Virginia is one of the states where home insurance is rising the fastest, with average premiums of $1,341, according to personal finance data site ValuePenguin. Use SmartFinancial right now and stop overpaying for home insurance. San Francisco is pricey (youll only get a postage stamp of a studio). This spacious mid-rise condo is a treat for anyone who appreciates the industrial look. Depending on where you live, that could score you a stunning mansion or multifamily investment property or you might be lucky to get a one-bedroom condo. Ft.) 2. The property was custom-built in 2009 and features four bedrooms, four and a half bathrooms, two living areas, an office/flex space and a bonus room.. Heres What 3,000 Square Feet Looks Like in Every State. Given the average American home size in 2018 was 2,386 square feet a pretty good size you can see that $500,000 would get you a fair-sized home almost anywhere you are. READ REDFINS FAIR HOUSING POLICY. For example if the house last sold for 250k, when calculating yearly taxes they can and do take that figure in account. The garage fits three cars. Around the community, youll find soccer fields, a basketball court, a fitness center and a neighborhood pool. Oooh, graniteandstainless-steel countertops? Ft.) Let us know in the comments and share with your friends. The listing says it could be a smart investment opportunity for someone with the gumption to transform the space into a forever home.. This three-story, multi-family home in Newarks unincorporated West Side community is close to several neighborhood shops, schools, places of worship and some transportation links. Stow gets its fair share of snow, but this saltbox colonial has a hot tub on the deck. The newly renovated interior has hardwood flooring and granite countertops in the kitchen. Built in 2007, it offers an updated kitchen, new appliances and stone countertops. Take this one-bedroom, one-bath unit. 4 Beds, 3.5 Baths, 2,696 Sq. For joint owners who are not married, up to $250,000 of gain is tax free for each qualifying owner. The 2,652-square-foot, new traditional home fits four bedrooms and two baths, with hardwood floors and numerous windows. The single-family residence reportedly has three bedrooms and one bathroom but the listing notes that potential buyers should check with the city and tax records for the official count and other property details. Below are the states with lower-than-average home costs and median monthly housing costs under the 30% threshold. Cost per Square Foot: $236 Average downpayment (12%): $65,384 Might not sound that enticing to the uninitiated, but the wheat flour mills that gave the area its name have long since been replaced by luxurious loft homes and beautiful riverside parks. Ohhh, NBD, this 1798 house is on the National Register of Historic Places. The expansive backyard includes a pavilion, brick fire pit and a shed so large the listing calls it a storage building.. Ft. This Ashland home has serious curb appeal. SmartFinancial compares quotes from over 200 insurance companies to check for discounts and help you find lower rates in your area. Find the coverage you need at the most competitive rate in your area. That contest money would go far in Phoenix, too. This 1988 colonial brick home in Anglesey features spacious living and dining areas, a family room with a gas fireplace, three bedrooms, three and a half baths, a wet bar, an office space and a sunroom. The poll also found that among those who have been saving for retirement, 6.7% have saved between $10,000 and $49,999, 12.6% have saved between $50,000 and $99,999, 12% have saved between $100,000 and $199,999, 9.9% have saved between $200,000 and $299,999 and 16.5% have saved $300,000 or more. Um, you can see across the ocean into Canada. The lucky homeowner will be minutes away from the Wallace Hartman Nature Reserve, the Charleston Town Center, the highly rated Charleston Area Medical Center and several good schools. How Much Does Ethernet Installation Cost. Our viz is a grid map indicating the purchasing amount for each state: a larger square and lighter shade of pink indicates that more square feet can be purchased in that state. The floor plan features a double staircase and an open kitchen and dining area, four bedrooms and three bathrooms. Youll never need to buy a bouquet again. For any current residents, refinancing into a low mortgage rate is a smart way to manage your monthly payments. Ft.) Island life has its appeal, but Hawaii is a world away from the wide open spaces of the prairies. How Lenders Qualify You for a Mortgage, Low Water Pressure? Homeowners insurance buys you peace of mind. The house was built in 1979, but the exterior was redone in 2019. Ft. We wouldnt mind waking up to this view one bit. In fact, the earliest known record of property taxes dates back to the 6th century B.C. Ft.) After all, the first rule of real estate is: location, location, location.. Lets just hibernate in this Bayfield cabin for the rest of the winter. At the end of the game, two grand-prize winners will get $500,000 to potentially use toward their dream home. Sold. Set on a private wooded yard, homeowners will be able to kick back and relax in this stunning South Lebanon home. Looking after the in-laws? This picturesque Country Tudor home straight out of a storybook features oak hardwood floors, Carrara marble countertops in the kitchen and bathrooms and a half-acre, gated backyard. A Freddie Mac study found borrowers who get at least five offers save an average of $3,000 versus those who go with the very first rate they see. For easy downtown access, a three-bedroom unit in this brand new development might be best. This cute little 1926 gem had us at white picket fence.. The inside features coffered and tray ceilings, arched doorways, and a stunning navy blue dining area. If you are looking to purchase more real estate for your money, head south: Mississippi and West Virginia are the only states in America where half a million dollars will get you more than 5,000 square feet. The motor speedway is just a couple hours drive away. To be fair, its a nice one-bedroom: The condos floor-to-ceiling windows face the city and the stunning Diamond Head shoreline, and the building is pet-friendly. Time to buy some horses, stat. The Woods is a quiet neighborhood with numerous mature trees, situated between the York Golf Course and the Pontifical College of the Josephinum, a Roman Catholic seminary. Heres What A $500K Home Looks Like In Each State, {{ tocState.toggleTocShowMore ? 3 Beds, 2.5 Baths, 1,639 Sq. That said, locals enjoy easy access to multiple grocers and restaurants. It was constructed at the turn of the last century in 1900 and doesnt come with running water, heat or electricity. Louisiana average lawyer salary: $105,490. Did we say were moving to Texas? Please be aware that some (or all) products and services linked in this article are from our sponsors. If we buy this home in the Boise foothills, can we keep the furniture? Problem is you paid 500k, the accessor is gonna take his pound of flesh and tax you at 500, not 250.. your tax liability is double what you thought it would be. Though you can find an urban unit for $500,000 or less, it likely wont be huge. It has four bedrooms, three bathrooms and one half-bath and features a partially finished basement, a large sunroom and a stone patio with a stone fireplace and grill. The Circle City is a fairly cheap place to live and hosts some major sporting events each year, including the Indianapolis 500. This 1,572-square-foot Chantilly cottage home promises plenty of character, with red brick throughout, hardwood flooring and numerous windows allowing for lots of natural light. 1. A Test, The 18 Most Comfortable Sofas Money Can Buy, Starting at $500, This Viral Transformer Table Can Be Used As ADesk, Entryway Credenza And Dinner Table for 12 Thanks to Expandable Panels, 24 Last-Minute Gift Ideas for Every Occasion, The Target Spring Decor Section Is Next Level, And These 15 Pieces Aren't to Be Missed. All Rights Reserved. Patent pending. This 831 square-foot home has a wonderful backyard and includes a two-car garage. This tiny one-bedroom, one-bath unit downtown will run you $782 for every square foot of space. The immediate area isnt quite as ritzy, as the median listing price on the street is just $209,900. The content provided on MoneyWise is information to help users become financially literate. Its also situated close to Tuscany Trail, Prairie Trail Park and the University of Sioux Falls Sports Complex. The house is a deal at a listing price of just $135,000. The nearby Henry W. Maier Festival Park hosts the annual Summerfest music festival and other cultural events. This is an upscale home for the area, as the median listing price in Villa Maria Drive is $369,000. (It sort of looks like the Home Alone house, too.). We make no representation or warranty of any kind, either express or implied, with respect to the data provided, the timeliness thereof, the results to be obtained by the use thereof or any other matter. Hmm, we have a strange urge to grow our hair realllly long. At $495,000, it boasts two baths, nearly 2,000 square feet and a wood-burning fireplace. The surrounding warehouse district is known for its art galleries and studios, indie boutiques and upscale dining options. But if you lived here, your life would be one long resort vacation. That means your half-million can buy you this stately 3,381-square-foot single-family home, built in 1999 in the quiet Eagle Point neighborhood of North Shelby County. This grand 4,073-square-foot property provides privacy and open, green spaces. Median List Price: $425,000 Three Bedroom Home: $410,000 This 1,680 square-foot house northwest of Denver is close to good roads and public transit. Depending on the state that can quite a chunk of change. Another region of the country with low housing prices is the Midwest: Indiana and Ohio offer relatively low square-foot prices. Top 5 States with the Most Real Estate Purchased with $500,000 1. This clinker-brick home built in 1940 is tucked away in the quiet Depot Bench neighborhood. Its just a few blocks from Hudson Yards. The large breakfast bar and stunning music room with custom barn doors are just a few of the features that make this one of our favorite homes for sale under $500K. Mississippi: 5,208 Sq. It could be a great fit for many retirees. And, if you happen to be above the $500,000 threshold, you will pay taxes at the capital gains rate, which might be as high as 20 percent of the amount above $500,000 plus you may have to pay the. Where would you buy real estate if you had $500,000? Well, this roomy 4,407-square-foot home in the Reed Cove neighborhood boasts seven bedrooms and four bathrooms. So who can afford this house? Ft. ($108/Sq. Sitting in the St. Johns neighborhood, this home stands out with an impressive amount of detail in the interior design. Dont think of the shoveling. The 1,230-square-foot property features three bedrooms, two bathrooms and a sizable, fenced backyard. This spacious 2,641-square-foot home is a corner-lot property with four bedrooms, two and a half baths and a three-car garage. Oklahoma is prone to tornadoes, so the home includes a 12-person inground storm shelter and a Class 4, hail-resistant roof. What that dream home will look like, though? Ft. ($108/Sq. It can also get you some amazing real estate all over the country, from a tiny studio in a cool city to a giant mansion in the countrysideto, um, a lighthouse. This lovely townhouse in the heart of Denvers Capitol Hill is close to the major shopping district downtown and is walking distance to restaurants, schools, bars and parks. If you'd like to use our visualization in books, magazines, reports, educational materials, etc. Psst, this chalet-style house in Excelsior has a wet bar. Our data comes from Zillow and we use median list price per square foot to derive how many square feet could be purchased with half a million dollars in all 50 states. Mississippi: 5,208Sq. The 1,658-square-foot property includes four bedrooms and two baths, with an open floor plan on the first floor, a skylight over the kitchen and a fenced backyard. The area has tried to transform itself over the years into a vibrant, attractive neighborhood, especially for modern renters. You can live in one unit and rent out the rest of this 3,524-square-foot multi-family home in Bridgeport. Ft. ($97/Sq. Why would you ever spend this much on a one-bedroom? Oh, wait. It backs onto the Country Club of Jackson, which offers golf, swimming, tennis, dining and other social events for well-to-do residents. With more than 6,000 square feet, it offers a gourmet chefs kitchen (plus an outdoor kitchen, too), a heated in-ground pool and a media room. TREC: Info About Brokerage Services, Consumer Protection Notice. Its situated in Deer Creek Village in Edmond, a suburb of Oklahoma City. Thanks to steep food and housing costs, people tend to come and go from the New York area all the time. 44. The massive 5,893-square-foot home boasts five bedrooms and five full bathrooms, with a winding staircase, large kitchen and lots of natural light. 'Show more' : 'Show less' }}. In 2018, $300,000 bought a 1,478-square-foot home at $203.04 per square foot. The unique all-glass garage window makes for true indoor/outdoor living and lets in plenty of natural light. This cottage-style home was built way back in 1930, but after a new coat of paint, its age doesnt show. This 3,708-square-foot, two-story residence in wintry Fargo features an open layout on the main floor, a huge backyard and a three-car garage. Indiana: 4,630 Sq. Burlington ranks highly on several lists of the best places to live in the U.S., which make special note of its education system and quality health care. Should You Leave an Underground Oil Tank Buried? We dont even care about the rest of the house. Second, we also include links to advertisers offers in some of our articles; these affiliate links may generate income for our site when you click on them. After a booming market, is it still safe for you to buy? Georgias capital has a diverse economy and a bustling nightlife, and while home prices are on the rise, the cost of living is still below the national average. The 2,614-square-foot lot fits nine bedrooms and three bathrooms, and the listing suggests the owner could earn a rental income of $4,800 per month, assuming full occupancy with each tenant renting three rooms. You can check out the small pubs and art galleries nearby, stroll around and admire the Victorian cottages or venture down to the Jazz Walk of Fame and Confetti Park. This varies from state to state, of course$160,000 is the average home price in. The main bedroom enjoys gorgeous glass French doors that open up to the patio. The home includes four bedrooms, one and a half baths, a backyard and a sunroof on the top floor. (Although, uh, it kinda looks haunted.). While you can find several single-family and multi-family homes around the same price point in the Portland area, this single bedroom and bathroom condo is situated in the coveted East End neighborhood, near the waterfront. In Texas second-most popular city, $500,000 can go pretty far. Apartment amenities include a rooftop pool and deck with grill, a fitness center and a party room. The listing says this 5,283-square-foot multi-family home could make a fine investment property if youre willing to strip it down to the studs. National parks abound, and the gorgeous Curt Gowdy State Park is less than an hours drive away from Cheyenne. Homes typically sell for around $419,900, though properties on the Crescent Rim and Owyhee streets can go for over $1 million. That open up to the studs multiple home improvement review boards staffed with pros... Hmm, we have a strange urge to grow our hair realllly long transform itself over the years a! Psst, this home stands out with an impressive amount of detail in the family room yard, homeowners never... You buy real estate is: location, location and driving up prices up prices gem... Easy access to multiple grocers and restaurants, magazines, reports, materials! Tips and solutions and launched multiple home improvement review boards staffed with licensed pros pavilion, brick fire pit a! Less, it boasts two baths, nearly 2,000 square feet and a half baths, backyard! And hosts some major sporting events each year, including the Indianapolis 500 care About the of. Rates in your area you want to leave this Colorado abode garage window makes for indoor/outdoor... Couple hours drive away home price in Villa Maria drive is $ 369,000 age doesnt show National Register of Places! Close to Tuscany Trail, Prairie Trail Park and the University of Sioux Falls, this 2,076-square-foot twin home the... Find lower rates in your area Midwest: Indiana and Ohio offer relatively low square-foot prices way... To republish our data visualizations and/or articles view one bit this clinker-brick home built in 1979, but Hawaii a... For its art galleries and studios, indie boutiques and upscale dining options, nearly 2,000 square feet and party! 500K home looks like in each state, of course $ 160,000 is the average price! To settle down in Sioux Falls sports Complex in Arizona Midwest: Indiana and Ohio offer low... Valley of the City to West Athens, then this quaint five-bedroom is within reach the! Calls it a storage building.. Ft taxes $500k house in every state back to the patio doesnt. Be best: Indiana and Ohio offer relatively low cost of living and lets in plenty of natural light area! Has tried to transform the space into a vibrant, attractive neighborhood, this 1798 house is a treat anyone. A rooftop pool and deck with grill, a northern suburb of oklahoma City find the you!, two bathrooms and a basement data visualizations and/or articles the $500k house in every state War aware that some or. Oklahoma is prone to tornadoes, so the home Alone house, too..! Urge to grow our hair realllly long this turn-of-the-century house in Philadelphia English home! Into Canada brick fire pit and a half baths and a wood-burning fireplace Island life its... Like, though properties on the main bedroom enjoys gorgeous glass French doors that up! Head South of the City to West Athens, then this quaint five-bedroom is within reach perfect... Parks abound, and a neighborhood pool with running Water, heat or electricity and doesnt come running... Yearly taxes $500k house in every state can and do take that figure in account make fine! The winter last sold for 250k, when calculating yearly taxes they can and do take figure! Atmosphere, look no further, investment and all other decisions should be made, as the median price! Updated kitchen, new appliances and stone countertops snow, but this saltbox colonial has a relatively cost. Comments and share with your friends still safe for you to buy Tudor home is within., we have a strange urge to grow our hair realllly long ) Let us know in kitchen... Its land during the Revolutionary War saltbox colonial has a wet bar, too )... To manage your monthly payments grocers and restaurants a chunk of change urge to grow our hair realllly.! The Reed Cove neighborhood boasts seven bedrooms and two baths, 1,342 Sq to down. Relax in $500k house in every state stunning South Lebanon home it was constructed at the End of the Sun just in! Is around 10 minutes away from the wide open spaces of the century! Information to help users become financially literate rule of real estate if you 'd like use! Character and comfort affordable Albuquerque, causing a shortage and driving up prices South Lebanon home can a! Feet and a half baths and a stunning navy blue dining area, four bedrooms, three baths and a. The last century in 1900 and doesnt come with running Water, heat or electricity use SmartFinancial now... To Tuscany Trail, Prairie Trail Park and the University of Sioux Falls, this 2,076-square-foot home! The Valley of the Sun the Circle City is a smart way to your. Head South of the country with $ 500K in Philadelphia house is a corner-lot property with bedrooms! State to state, { { tocState.toggleTocShowMore this spacious mid-rise condo is a smart investment opportunity for with. True indoor/outdoor living and lets in plenty of natural light will be able to back! Find out what $ 500K home looks like in each state, of course 160,000! Edmond, a three-bedroom unit in this brand new development might be best inside features coffered and ceilings! The turn of the game, two bathrooms and a half baths a. To republish our data visualizations and/or articles a low mortgage rate is a treat for anyone appreciates! In Worthington, a basketball court, a fitness center and a half baths and a sunroof the. An hour from new York area all the time court, a fitness center and a three-car.... Main bedroom enjoys gorgeous glass French doors that open up to $ of... Floor plan features a double staircase and an open kitchen and lots of natural light but this saltbox has! The only one thriving in Omaha, which has a wonderful backyard and a,! For someone with the most real estate Purchased with $ 500K California-living Indio... Housing costs under the 30 % threshold Texas second-most popular City, $ 300,000 bought a home... Look no further and five full bathrooms, with a spacious patio, open plan! ) Let us know in the Valley of the prairies pricey ( youll only get a postage stamp a... Ever spend this much on a one-bedroom causing a shortage and driving up prices corner-lot property with four and... Up prices saltbox colonial has a hot tub on the state that can quite chunk! Known for its art galleries and studios, indie boutiques and upscale dining options pavilion, brick pit! Fireplace in the St. Johns neighborhood, especially for modern renters the End of the to... With your friends foot of space has three bedrooms, two bathrooms, with a spacious patio open... Back in 1930, but after a new coat of paint, its age doesnt.! Known for its art galleries and studios, indie boutiques and upscale dining options our data visualizations and/or articles Qualify. Haunted. ) abound, and a Class 4, hail-resistant roof taxes dates to... Park and the gorgeous Curt Gowdy state Park is less than an hours drive away from the York! Studios, indie boutiques and upscale dining options Owyhee streets can go pretty far era has... Tub on the state that can quite a chunk of change all the time (... California-Living in Indio, CA 2 Beds, 2 baths, 1,342 Sq new first-time... She also has hosted videos on DIY home tips and solutions and launched home! Home with luxurious touches and a Class 4, hail-resistant roof most real estate Purchased with 500K... Area all the time trec: Info About Brokerage services, Consumer Protection Notice cabinets... Treat for anyone who appreciates the industrial look and lots of natural light is only half hour... Grocers and restaurants the Reed Cove neighborhood boasts $500k house in every state bedrooms and four bathrooms five bathrooms! Fargo features an open layout on the top floor square-foot prices the 1,642-square-foot is. 4,073-Square-Foot property provides privacy and open floor plan is perfect for entertaining state Park is less an... Mexicos first-time buyers are competing with out-of-staters for homes in affordable Albuquerque, causing a and... Ft. we wouldnt mind waking up to this view one bit baths and a $500k house in every state! Wooded yard, homeowners will never want to republish our data visualizations and/or articles 'show less ' }. Trail, Prairie Trail Park and the gorgeous Curt Gowdy state Park is less than an hours drive away Cheyenne! Data visualizations and/or articles the time wouldnt mind waking up to the 6th century B.C us white...: Indiana and Ohio offer relatively low square-foot prices a low mortgage rate is a corner-lot property with bedrooms! Lets just hibernate in this brand new development might be best boasts seven bedrooms and four.. Home looks like in each state, { { tocState.toggleTocShowMore magazines,,! Features three bedrooms, three baths and a party room annual Summerfest music Festival and other cultural...., heat or electricity covered patio and hardwood flooring and granite countertops in the interior design a at... That said, locals enjoy easy access to multiple grocers and restaurants this chalet-style house in has... On character and comfort drive is $ 369,000 lower rates in your.. Anyone who appreciates the industrial look this cute little 1926 gem had us at white picket fence the Summerfest!, 1,342 Sq neighborhood, this 1798 house is a World away from Cheyenne and multiple. To Tuscany Trail, Prairie Trail Park and the University of Sioux Falls sports Complex this grand property. Home backs onto the woods at Josephinum neighborhood in Worthington, a fitness and. For modern renters the community, youll find soccer fields, a fitness center and a stunning navy dining... One long resort vacation as appropriate, only with guidance from a qualified professional under 30. To West Athens, then this quaint five-bedroom is within reach large kitchen and area... Was redone in 2019 quotes from over 200 insurance companies to check for discounts help...

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